Horizon Banker Board Members
Leadership

President
Jake Charnock
First National Bank and Trust
Ardmore, OK

President-Elect
Rhonda Allen
AmeriState Bank
Atoka, OK

Immediate Past President
Kyle Croak
FNB Community Bank
Midwest City

Secretary/Treasurer
Guy Smith
Stockmans Bank, Altus, OK
Directors

Josh Atkinson
F&M Bank, Piedmont, OK

Lacey Biffle
Quail Creek Bank, N.A., OKC, OK

Matt Boston
Welch State Bank, Welch, OK

Kayli Christensen
First State Bank, Elmore City, OK

Erin Chambers
Frazer Bank, Altus

Kelly Jordan
Farmers State Bank, Quinton, OK

Michael Miles
The Bankers Bank, Oklahoma City, OK

Teresa Saunders
Seiling State Bank, Seiling, OK