Job description:
American Exchange Bank is a community bank. We are looking for a loan officer in the Okemah, Oklahoma Market to evaluate, authorize approval or deny loan applications for people or for businesses. You will act as liaison between customers and our financial institution, and you will help qualified applicants acquire loans in a timely manner. USDA and SBA lending experience is a plus. Strong business development skills required. AG lending experience preferred.

Responsibilities:
Evaluate credit worthiness by processing loan applications and documentation within specified limits
Interview applicants to determine financial eligibility and feasibility of granting loans
Determine all applicable ratios and metrics and set up debt payment plans
Communicate with clients either to request or to provide information
Justify decisions (approvals/rejections) and report on them
Complete loan contracts and counsel clients on policies and restrictions
Update job knowledge on types of loans and other financial services
Maintain and update account records
Assess customer needs, explore all options and introduce different types of loans
Develop referral networks, suggest alternate channels and cross-sell products and services
Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
Operate in compliance with laws and regulations and adhere to lending compliance guidelines
*Salary based on experience.

Job Type: Full-time

Benefits:
401(k)
401(k) matching
Dental insurance
Flexible spending account
Health insurance
Life insurance
Paid time off
Parental leave
Vision insurance
Bonus opportunities

Schedule:
Monday to Friday and one Saturday per month.

Education:
Bachelor's (Preferred)

Experience:
Lending: 1 year (Required)